cheap travel insurance

We are proud to be partnered with Staysure, which is one of the leading travel insurance companies in the UK. Specialising in travel insurance for the over 50´s, Staysure has over 100,000 satisfied repeat customers who benefit from the company´s expertise in the travel insurance market. Combining low prices with quality cover and a quick quote process, the company is FSA regulated and authorised, and even offers a 14 day refund policy.

Staysure understands your needs and the purchase process is simple and easy, and includes multiple choices of cover level. With highly competitive rates and friendly, helpful advisors in a UK call centre, Staysure offers travellers a complete travel insurance service at an affordable price. Whatever type of travel insurance cover you require, Staysure will find a policy to suit you, including single trip, annual multi-trip or long-stay. Offering outstanding customer service, quick payouts and a hassle-free service, Staysure gives you complete peace of mind, so you are free to relax and enjoy your holiday.

Serious medical conditions

If you need cover for minor illness or serious medical conditions, Staysure medical travel insurance includes over 220 pre-existing conditions at no extra cost to you.

You may be thinking of travelling abroad on holiday but are worried about finding travel insurance to cover your pre-existing medical condition. Staysure will put your mind at rest so you can enjoy a hassle-free holiday. Our specialist medical travel insurance offers the benefits of our standard travel cover, including over 220 pre-existing medical conditions at no extra cost, plus additional cover for more serious pre-existing conditions.

Conditions covered can include diabetes, cancer, heart conditions, blindness, epilepsy and many more illnesses via our medical screening facility, to give you peace of mind when you travel.

You can get an instant online quote to find out about our extensive medical travel insurance cover, and you can see how reasonable our prices are at the same time.

Why Staysure for medical travel insurance?

The benefits of using Staysure for your medical travel insurance include:

• Policies are available for travellers up to 85 years of age

• Over 220 conditions are covered as standard with no extra costs

• Most serious conditions are covered through medical screening

• You can arrange medical screening online or through our call centre

Testimonials

Thank you for keeping your word by phoning me to let me know that my policy was being sorted and then again to check that I had received it. You have restored my faith in human nature. So thank you again."

S Bell

Thanks for sorting out our travel insurance, it's nice to see an insurance company doing that bit extra"
Ken Gregory

Cheap travel insurance for the over 50´s

Are you looking for a policy which will provide cheap travel insurance for the over 50´s?

No problem! Staysure has a range of great value online travel insurance policies which cover all age groups, including the over 50s, 60s, 70s and 80s. Our travel insurance is perfect for all types of trips and holidays ranging from weekends away to 3-month world cruises.

Over 220 conditions are included under Staysure´s standard travel insurance policy, and covers conditions including diabetes and hypertension at no extra cost. More serious medical conditions can also be covered by medical screening.

Staysure is one of the UK´s leading over 50´s travel insurance providers with a reputation for excellent service and great value and choice. Single trip travel insurance can is available at two levels, which include:

1. Basic – this covers emergency medical treatment, personal liability and baggage.

2. Comprehensive – this policy is a complete product which offers medical emergency, cancellation of booking, baggage, loss of passport, personal money, repatriation and much more. You can also tailor these policies to suit your needs with the addition of golf, winter sports and even wedding cover.

If you have a history of medical problems, Staysure´s single trip insurance coversover 220 pre-existing medical conditions at no extra charge plus more serious illness via medical screening.

Wherever you intend to travel in the UK, Europe or the rest of the world, Staysure has a policy to suit you at an affordable price. Check out our prices or get an instant online quote now. If you prefer to speak to one of our professional and friendly staff, call us directly on 0844 277 0844. We are waiting to hear from you.

Staysure benefits for single trip travel insurance

Our one-way or single trip travel insurance starts from just £3.35 per person and we cover all destinations, including: the UK, Europe and worldwide, including pre-existing medical cover, with policies covering age groups up to 85 and prices to suit all pockets. Our cover includes:

• Tailor made policies to suit your needs

• Medical screening for serious medical conditions

• Single item upgrades, including wedding, golf and winter sports cover

• Friendly UK staff available 7 days a week, including bank holidays

Long stay travel insurance with Staysure

Staysure long stay travel insurance covers trips from 3 to 18 months, and prices start from just £36.21.

However long you intend to stay away from home, we can arrange comprehensive travel insurance for up to 18 months. You may be travelling the world, visiting family overseas or getting away from England in winter but for total peace of mind, you should have long stay travel insurance before you go.

Our long stay insurance cover is available for travellers up to 75 years of age and we also cover over 220 medical conditions at no extra cost. Medical screening is also available for more serious medical conditions.

You can choose the level of cover to suit your needs, and our policies are tailor made to make sure you only pay for the cover you require. You may be going on a cruise as part of your trip, which Staysure will cover at no extra cost as part of our comprehensive policy. We also include cancellation cover for the holiday up to a value of £5000 per person.

You can get an instant online quote today or speak to one of our fully trained British staff on 0844 277 0844, who will be more than happy to help.

A Summary of long term Staysure insurance policies

• Great value for money and comprehensive policies which last from 3-18 months.

• Cover for over 220 pre-existing medical conditions for no extra cost.

• Full medical screening available for serious conditions.

• Cover up to the age of 75.

• Maximum trip duration which is the best in the industry

• No extra cost for cruise ship holidays

Staysure winter sports cover

Our winter sports cover starts at just £10.18. If you are planning a skiing trip this winter, 17 days are included free as part of our annual insurance policies.

Without doubt, winter sports are an exciting annual pastime for thousands of travellers, but they can be dangerous. Most accidents are caused by third parties, and whether you are planning a gentle slide down the nursery slopes, or are hoping to break the world speed record on snow, you will need the necessary winter sports insurance cover to prepare for any eventuality. Staysure will insure you against costly medical bills, loss, damage and holiday delays.

Staysure winter sports cover also provides cancellation and baggage cover, plus additional cover for skiing, mono-skiing and snowboarding, plus delayed or lost ski equipment, ski pass, piste closure, off-piste skiing in authorised areas and much more to give you peace of mind.

For an instant quote, you can choose your travel dates, select the amount of cover you require and we will come up with a price for you.

If you plan to travel more than once a year, consider Staysure´s Annual Multi-trip cover, which includes 17 days winter sports cover as standard, plus cover for any other trips throughout the year.

Why choose Staysure for winter sports travel insurance?

• Policies for travellers up to 65 years of age

• We cover mono-skiing, cross country and snow boarding

• Off-piste skiing in authorised areas, ski pass, piste closure and many extras

• Discounts for couples and families

• Covers over 220 pre-existing medical conditions at no extra cost

• Covers up to £5000 for cruise cancellation as part of comprehensive policies

Staysure frequently asked questions

As one of the major travel insurance companies in the UK, Staysure offers policies to all age groups, and we are always happy to answer any questions you may have regarding our services.

Frequently asked questions include:

1. Does Staysure insure people under the age of 50?
2. Does my policy cover repatriation?
3. What is insurance premium tax (IPT) and why is the charge 17.5%?
4. Can travel start from outside the UK?
5. Do I need to declare medical conditions which I suffered over 5 years ago?
6. What does it mean if a medical condition is ´excluded´?
7. I am a non-UK resident. Can I still get insurance with Staysure?
8. Can you quote me if I am currently being diagnosed or awaiting an operation?
9. What happens if I want to cancel my policy?
10. Can I change my policy if I need to?
11. Do I need to tell Staysure if health or medical condition changes?
12. Can I renew my policy while travelling?
13. Who do I call if there is a mistake on my policy?
14. Who do I contact to make a claim?
15. Does a ´couple´ just refer to husband and wife?
16. How many people constitute a ´family´ in terms of travel insurance?
17. What is the definition of a single parent?
18. What shall I do if I haven´t received my policy?
19. What shall I do if I am unable to open my policy documents?
20. What shall I do if I haven´t received my posted policy documents?
21. Do I have to declare high blood pressure if it is controlled by tablets?
22. What is the maximum length of trip I can take if I am covered by an annual multi-trip policy?
23. What is the maximum trip I can take for a single trip/long stay policy?
24. Does annual multi-trip insurance include cover within the UK?
25. Does Staysure cover include business or voluntary work?
26. Does annual multi trip cover include winter sports?

Answers

1. Does Staysure insure people under the age of 50?

Yes, Staysure insures people from 0-85. Children under the age of 18 must be accompanied by an insured adult and the under 2s go free of charge.

2. Does my travel insurance cover repatriation?

Yes. All policies include repatriation, but obviously the decision whether to repatriate lies with you.

3. What is Insurance Premium Tax? (IPT)

IPT is a levy dictated by the Government which applies to all insurance policies and travel insurance qualifies for 17.5% tax. Other insurance products only have a rate of 5%, but the 17.5% has nothing to do with VAT, which is currently 15%.

4. Can travel start from outside the UK?

No. Travel must always start inside the UK (which includes the Channel Islands of Jersey and Guernsey and also the Isle of Man).
5. Do I have to declare medical conditions suffered over 5 years ago?

You need to declare any past or current medical or psychological sickness, disease, condition, injury or symptom that has caused symptoms, or any form of treatment or prescribed medication and medical consultation, investigation or medical check up required during the 2 years prior to the commencement of the insurance cover. Any cardiovascular or circulatory condition (such as a heart condition, hypertension, blood clots, raised cholesterol, strokes or aneurysm) which has occurred any time must be declared prior to your trip.

6. What does it mean if a medical condition is ´excluded´?

If a medical condition is excluded, it means that any claim which links directly or indirectly to the excluded condition will not be covered. Cover will still be in place however for any other unrelated insurance claim.

7. Can non-UK residents use Staysure insurance?

No. All Staysure clients must have a UK address and should be registered with a UK doctor.

8. Can I take out Staysure insurance if I am being diagnosed or awaiting an operation now?

Yes you can, although the decision to provide cover can only be decided after full medical screening and the underwriters reserve the right to specifically exclude any undiagnosed or suspected conditions.

9. Can I cancel my policy at any time if I need to?

Yes. Policies are fully refundable within 14 days of booking, as long as travel has not commenced and no potential claim has been started. After 14 days, policies are non-refundable but can be upgraded or changed for an additional premium.

10. Can I change my travel insurance policy?

Yes upgrades can be made at any time as long as they are within the terms and conditions of the policy but it is not possible to reduce coverage in return for a refund.

11. Do I need to tell you about any changes to my health or medical condition?

Yes. Any changes to your health or medical condition since you purchased your policy need to be declared. Underwriters would normally accept new conditions free of charge on a single trip policy but you may need to be screened prior to acceptance if you have a multi-trip policy.

12. Can I renew my policy while I am travelling?

Annual policies can always be renewed to run concurrently by notifying us at least one day before expiry, except in extreme circumstances when your trip has begun. If you think you may need to adjust your trip duration, contact us before you travel where possible.

13. What shall I do if there is a mistake on my policy?

If you see any error on your policy, please call customer services on 0870 046 4560 or e-mail info@staysure.co.uk and we will respond immediately.

14. Who do I contact to make a claim?

Depending how serious the incident is, you should contact Europ Assistance Holdings Ltd on:

GENERAL TRAVEL INSURANCE CLAIMS – 0844 338 5838

MEDICAL EMERGENCY – 0844 338 5834 or 0044 0844 338 5838 from abroad
15. What is the definition of a couple?

A couple is defined as a husband and wife or common-law partners (including same sex partners who have lived at the same address for at least 6 months). If you have multi-trip cover, each adult may travel independently.

16. What is the definition of a family?

A family is defined as husband and wife or common-law partners and dependent children under 18. Your children must be in full time education and/or living with you. Children under 2 are covered free of charge. For annual multi-trip cover, adults can travel independently but the children must travel with at least one of the insured adults on the policy to be covered.

17. What is the definition of a single parent?

A single parent family is defined as one adult and any dependent child under18 years of age who is in full time education or living with you. For annual multi-trip insurance cover the adult can travel independently but any child must travel with an insured adult.

18. What can I do if I haven´t received my policy?

All of our policy documents are sent by e mail and you should have them within a few minutes of booking where an e mail address is provided. If an e mail is rejected by your internet service provider or for any reason you have not received your policy within 4 hours of booking and leaving an e mail address, call our customer service department on 0870 508 9886 and we will re-send your documents.

19. What can I do if I am unable to open my policy documents?

If you can´t open your policy documents, which we will have sent to you as a PDF file, you may need to download Adobe reader if it is not already installed on your computer. This is free and you can download it from http://get.adobe.com/uk/reader. If you still have problems contact our customer services department on 0870 508 9886, and a member of staff will be happy to help.

20. What if my posted policy does not arrive?

Allow 5 working days for your policy to arrive through the post. If you have not received your policy after 5 days, call customer services on 0870 508 9886 who will arrange to re-send your documents.
21. Do I have to declare high cholesterol and high blood pressure to you if the condition is being controlled by tablets?
Yes, you must disclose this information to us, even though it may not cost you any more for your travel insurance.

22. What is the maximum trip duration if I have an annual multi-trip policy?

This varies depending on your age. If you are currently under 65 or you were under 65 when you took out the travel insurance policy, the standard maximum trip duration is 50 days. This can be extended to 100 days for a small additional cost but if you are aged between 66 and 80 the maximum trip duration is 35 days and this cannot be extended.

23. What is the maximum trip duration for a single trip or long stay insurance policy?

This varies depending on your age and the destination, and is as follows

23. What is the maximum trip duration for a single trip/long stay policy?

This varies according to your age and destination, and you can check out this information when you speak to one of our advisors.

24. If I have multi-trip insurance does it include cover in the UK?
Yes. Travel within the UK is covered as long as the trip lasts for at least 2 nights and includes pre-booked travel or accommodation or is more than 25 miles from your home (not including a sea crossing).

25. Does Staysure travel insurance cover business or voluntary work?

Staysure policies don´t normally cover any manual work unless it is undertaken on a voluntary basis. However, cover would not include installation, assembly, maintenance or repair of heavy electrical, mechanical or hydraulic equipment or working at heights above 3 metres. If you plan to carry out any work, voluntary or not, while covered by a Staysure travel insurance policy, mention it when you speak to one of our advisors and they will advise you about your cover.

26. Does annual multi-trip travel insurance cover winter sports?
Our basic annual multi-trip travel insurance policy does not provide winter sports coger but all other policies include up to 17 days cover as standard which can be extended to 31 days for a small additional premium. Note that the 17 days free cover can be shared over several trips.

If you are looking for a competitive travel insurance quote, contact the experts at Staysure and one of our friendly and helpful advisors will be able to help you. Contact us at www.staysure.co.uk Our UK staffed call centre is open from Monday to Friday: 8.30am-9pm, Saturday: 8.30 am-6pm and Sunday: 10am-6pm. We look forward to helping you.